ROI Calculator

See your number before the demo call.

Estimates use published industry utilization rates and regional CMS pricing. We'll verify on the call.

Your organization

Adjust the inputs to match your plan.

500 employees
1002,000
67% conversion (modeled)
20%80%
Your projected impact

Based on your inputs. Actual results vary.

Imaging orders / year
—
Steerable cases
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Gross plan savings / yr
—
Employee HSA rewards
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Pario fee (20% of savings)
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Net to your plan / yr
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Modeled ROI: —

Projections use HCCI utilization rates by industry and CMS regional pricing. Conversion is modeled at 67% for actively-delivered offers — adjust the slider to test your own assumption. Actual results vary by plan and region.

Get an exact model on a demo call →
Pricing

You only pay when we save you money.

Performance-first. No risk to start. Full pricing detail on the pricing page.

One plan · Pure performance
Performance
$0 platform fee

Rewards come out of documented savings first; of what remains, you keep 80% and we keep 20%. If we don't save you money, you never pay us.

✓Imaging steerage — live today
✓Multi-signal detection for your whole population
✓Care navigator support
✓HSA reward fulfillment
✓ROI + CFO reporting dashboard
✓HIPAA BAA included · Live in 3 weeks
✓Exit anytime — no termination fee, no minimums
Start a pilot
Phase 2 categories
Detecting now

The same detection engine is already watching these categories. Steerage activates per category when you're ready — same contract, no re-papering.

○Infusion therapy steerage
○Sleep study steerage
○Pharmacy steerage
○ASC steerage module
○Lab steerage
Ask about the roadmap
Who it's for
Self-insured employers, 150+ employees

Designed for self-insured or level-funded employers who bear direct imaging claims costs. Fully-insured plans not currently supported. Not sure? Ask us on the demo call — 60 seconds to know.

HSA administrators supported
Works with the major platforms
✓ HealthEquity
✓ Fidelity NetBenefits
✓ Optum Bank
✓ WEX Health
Others evaluated on request
Pilot terms
No commitment. No risk.
✓ 90-day pilot period
✓ Exit anytime — no penalties
✓ No platform fee during pilot
✓ 20% savings share only
✓ Live in 3 weeks from signing
Implementation

Live in 3 weeks.
Here's exactly what happens.

W1
Onboarding call · 45 min

Roster, HSA credentials, BAA signed. We configure your reward structure and design the employee enrollment campaign.

W2
Employee enrollment opens

We send enrollment communications on your behalf. Employees connect in 90 seconds and earn a reward for connecting — adding a real-time signal on top of the plan-level detection that covers everyone.

W3
Go live

Pario monitors enrolled employees automatically. First savings opportunities typically appear within 30 days of go-live.

→
Ongoing

Daily digest with cases, savings, and rewards. Quarterly business review. Your HR team handles nothing day-to-day.

Common questions

What HR leaders ask us.

💬 "We already have a price transparency tool."
Transparency tools show employees what things cost — and fewer than 10% use them. Pario is proactive: we detect the order itself — through the plan's own prior-auth stream — and reach the employee before they schedule anywhere. The difference isn't information. It's timing and a cash reward.
💬 "Will employees be comfortable with this?"
Enrollment is always voluntary — and because plan-level detection covers your whole population, the program works even for employees who never connect their records. Published incentive research suggests meaningful opt-in when a cash reward is attached, and the framing is clear: this is a financial tool that pays employees money, not a surveillance program. Your employer never sees individual health data.
💬 "What if employees go to the hospital anyway?"
They can and sometimes will. Our model assumes 67% of employees who receive a well-timed, personalized offer with a cash incentive act on it — a modeled assumption for actively-delivered offers, adjustable in the calculator above. Those who don't convert generate zero cost — you only pay on savings actually delivered.
💬 "Is this HIPAA compliant?"
Yes. Every engagement begins with a signed BAA. All PHI is encrypted in transit and at rest. Employee authorization uses industry-standard OAuth2 security protocols. We're happy to share our full security documentation with your legal team — most reviews clear within one week.
💬 "How does this compare to reference-based pricing?"
Unlike reference-based pricing, Pario requires zero plan design changes, no employee cost-shifting, and no health system negotiations. It works alongside your existing network. Employees choose to participate — there's no involuntary repricing of claims.
💬 "What if there's no good option nearby?"
We only contact employees when a meaningful savings opportunity exists. If no ACR-accredited outpatient option is within a practical distance, or the savings delta isn't material, we stay silent. You're never charged for cases where we didn't create value.
Need to show employees what this looks like?

We have a dedicated employee-facing page your HR team can share in enrollment communications. It covers the full experience, quality guarantees, and answers every question an employee is likely to have.

View employee page →
📄
Pario Overview — 2-page PDF
The problem, the mechanism, and two modeled employer scenarios. Forward it to your CFO.
Download the overview →

Ready to run the numbers on your plan?

30 minutes. Your industry, your region, your employee count. You leave with a model for your CFO.

Book a demo Full pricing details →